Lake Worth for NAS JRB Fort Worth moves
Lake Worth city center to the Main Gate is typically 14 to 22 minutes, 6.8 miles, via Roberts Cut Off Rd. That is the longest city-center drive of the five. The other thing to know is the district split: Lake Worth ISD on 1,746 of 1,784 single-family accounts, and Eagle Mountain-Saginaw ISD on the other 38. Prices sit near River Oaks, with newer houses and a lower tax rate.
Quick facts
- Price band
- $160,000 to $252,000. TAD 2026 appraisal-roll market values (not sale prices). Median $203,000. n = 1,784. City code 016. Checked 2026-10-03.
- School district
- Split. Lake Worth ISD 1,746 of 1,784 (97.9%). Eagle Mountain-Saginaw ISD 38 of 1,784 (2.1%). Confirm the district by address. No ratings on this site.
- Drive to Main Gate
- Typically 14 to 22 minutes, 6.8 miles, via Roberts Cut Off Rd. Origin: Lake Worth city center. Longest of the five. Gate ID-check wait is not included.
- Year built
- Median 1960. Middle half of accounts: 1953 to 1983.
- BAH ZIP
- 76135, housing area TX356. Land share: 76135 is 97.9% of city land and 76114 is 2.1%.
Box sources: TAD 2026 roll, checked 2026-10-03; Google Maps, depart Monday Oct 5, 2026, 7:00 AM CT, checked 2026-10-03; Census ZCTA file, checked 2026-10-03; DoD BAH 2026 sorted_zipmha26.txt, checked 2026-10-03.
The split is small, and it is still a split
97.9% of the single-family accounts fall in Lake Worth ISD. The other 2.1%, 38 accounts, are in Eagle Mountain-Saginaw ISD, so a Lake Worth address is not automatically a Lake Worth ISD address. The roll identifies the district that taxes the account, not the campus. Confirm the attendance zone by address with the district.
Source: school taxing-jurisdiction codes on the TAD 2026 single-family roll, city code 016, checked 2026-10-03.
Fourteen to twenty-two minutes
Roberts Cut Off Rd is the route from Lake Worth city center to the Main Gate approach at the north end of Pumphrey Dr. On a Monday 7:00 AM departure, fourteen minutes is typical and twenty-two is the worst, over 6.8 miles. The ID check at the gate comes on top of that.
The Main Gate is staffed 24/7. The East Gate is open weekdays and drill weekends, 0600-0800 and 1500-1700, and closed on holidays; it is an hours option only, with no drive time measured to it. For comparison, the same city-center check from River Oaks is 4 to 7 minutes and 2.3 miles.
Lake Worth drive: Google Maps, checked 2026-10-03. River Oaks comparison drive: the same Google Maps check, stated on the River Oaks page. Gate hours: NAS JRB Fort Worth Gate Hours (CNIC), checked 2026-10-04. Main Gate address 1303 Pumphrey Dr, Fort Worth, TX 76114: NAS JRB Fort Worth Getting Here (CNIC), checked 2026-10-04.
Two ZIPs, one housing area
Census land shares put 97.9% of Lake Worth city land in ZCTA 76135 and 2.1% in ZCTA 76114. This site uses 76135 as the BAH ZIP. Both map to TX356, "FORT WORTH, TX," so the full-BAH table is the same either way.
Land shares: Census 2020 ZCTA-to-place file, checked 2026-10-03. Housing area: DoD BAH 2026 sorted_zipmha26.txt, checked 2026-10-03.
Stock, and how it differs from the closest suburb
Subdivisions on the roll include Indian Oaks, Lake Worth Heights, Highland Lake Addition, Boat Club Estates, Crestridge Addition, and Broadview West.
Median year built is 1960, with the middle half from 1953 to 1983. That is newer than River Oaks (1946 median, 1943 to 1951) and older than Benbrook (1979).
Years: TAD 2026 roll, checked 2026-10-03.
The appraisal band is $160,000 to $252,000, median $203,000, n = 1,784, city code 016. River Oaks is $160,000 to $244,000, median $199,000. The floors match; Lake Worth's ceiling and median sit a little higher. Both bands are TAD 2026 appraisal-roll market values (not sale prices), checked 2026-10-03.
A lower rate than River Oaks, with no water-district line
Total tax rate 2.184717 per $100. Pieces:
- City of Lake Worth 0.494737
- Tarrant County 0.186200
- Lake Worth ISD 1.226500
- Tarrant County College 0.112280
- Tarrant County Hospital 0.165000
No TRWD, MUD, or PID code was on Lake Worth single-family accounts. River Oaks' total, 2.480871 per $100, includes a TRWD line and a higher city rate; Benbrook is the lowest of the five at 2.047580. No exemption is applied.
Source: TAD 2025 tax rates per $100, opened 2026-10-03. The 2026 rate PDF was not posted yet.
Allowance versus the payment estimate
Full BAH as shown applies to active-duty members and full-time reservists (AGR/TAR). Drilling reservists on orders of fewer than 30 days generally receive the lower BAH-RC/T rate instead. This site does not show BAH-RC/T figures because none have been pulled from an official source. Other grades are on the 2026 BAH page.
This is an estimate, not a loan quote, priced at the TAD 2026 median market value of $203,000.
- 0% down. Loan = $203,000 × 1.0215 = $207,365 (2.15% VA funding fee, first use, under 5% down).
- Principal and interest at 7.28% for 360 months. That is $1,419 a month. The 7.28% figure is the Freddie Mac PMMS 30-year fixed, week of 2026-10-01, a conventional benchmark, not a VA quote.
- Tax = $203,000 × 2.184717 / 100 / 12 = $370.
- Insurance $3,489 a year, $290.75 a month (shown as $291). Texas statewide average, not a quote, not county-specific.
- HOA/MUD $0.
- Closing costs, escrow cushions, and exemptions are excluded.
Total: principal and interest $1,419 + tax $370 + insurance $291 + HOA/MUD $0 = $2,079 a month (pieces rounded separately; unrounded total $2,079.14).
| Grade | Full BAH with dependents | Versus the $2,079 estimate |
|---|---|---|
| E-5 | $2,118 | $39 above the estimate |
| E-6 | $2,424 | $345 above the estimate |
| O-3 | $2,460 | $381 above the estimate |
BAH: DoD BAH 2026, checked 2026-10-03. Fee: VA funding-fee page, updated 2026-09-22. Benchmark: Freddie Mac PMMS. Insurance: TDI statewide average, opened 2026-10-03.
Who these facts suit
Lake Worth fits someone who will take the longest city-center commute of the five, 14 to 22 minutes, in exchange for newer houses and a lower total rate than River Oaks at a similar median ($203,000 against $199,000). Check the district on the specific address.
It fits less well if the short drive matters most (River Oaks is 4 to 7 minutes) or if one district across the whole city matters (River Oaks is 100% Castleberry ISD).
River Oaks comparison figures: TAD 2026 roll and Google Maps, both checked 2026-10-03, as stated on the River Oaks page.
Other pages
- River Oaks for the short drive, the 1946 stock, and the higher rate.
- Benbrook for a median estimate that sits above E-5, E-6, and O-3 with dependents.
- Ridgmar, Western Hills, and Ridglea for short pocket drives inside a wide band.
- White Settlement for drill-weekend gate hours and pocket drives.
Sources and dates
- TAD 2026 roll, data downloads and PropertyData-Residential, checked 2026-10-03.
- TAD 2025 tax rates, opened 2026-10-03.
- Google Maps, Monday Oct 5, 2026, 7:00 AM CT, checked 2026-10-03.
- Census ZCTA file, checked 2026-10-03.
- DoD BAH 2026, checked 2026-10-03.
- VA funding fee, page updated 2026-09-22. Freddie Mac PMMS, week of 2026-10-01. TDI insurance overview, opened 2026-10-03.
- Gate hours: NAS JRB Fort Worth Gate Hours (CNIC), checked 2026-10-04. Main Gate address: NAS JRB Fort Worth Getting Here (CNIC), checked 2026-10-04.